Volume 45, Issue 1

The United States is known as a country where anything is possible. Immigrants, foreigners, and citizens alike know what it means when someone says, “the American Dream”—that anything is achievable in the United States and that everyone has a chance to achieve their financial goals, regardless of their socioeconomic status. Abraham Lincoln, the sixteenth president…

Imagine that you are planning the purchase of your first home. Like many first-time home owners, you apply for a loan from the bank. Your excitement flourishes when the bank calls you because you believe that the bank has approved your loan and that you are one step closer to owning your own home. However,…

“I took only one course in business management and economics, but it seems pretty basic to me. Without customers, you don’t have any business and you will fold Police have attacked prostitution with the wrong method. They’ve gone after the prostitutes. I think the focus should have been on the customer.” —Chief Pierce Brooks Eugene,…

When individuals in the United States face civil legal issues, they do not have a constitutional right to legal counsel and therefore must secure paid counsel, proceed pro se, or qualify for free or pro bono legal assistance. The number of Americans who are unable to afford legal counsel is now at an all-time high,…

Judicially enforced debt collection in Minnesota is almost as old as the state. In 1872, just twelve years after Minnesota entered the union, a creditor sought to collect a debt by using the then-common practice of attaching personal property. The debtor, a man who owned a cigar manufacturing company, possessed a silver watch and chain.…

One does not need to be a scholar, educator, or parent to understand the importance of an adequate education. Education has long been hailed as the mechanism by which those who are born into underprivileged families can change their economic situations for the better. The constitutions of every state in the United States of America…

Injustice is born in poverty and lives in prison. Every day, the U.S. prison system sacrifices millions of futures, allowing inmates to be lost in the machinery of a system that excludes lawyers from the last line of defense. Neither finality nor a right to counsel has caused the United States to recognize that financial…

“Under my administration, anyone who illegally crosses the border will be detained until they are removed out of our country and back to the country from which they came.” “We cannot allow all of these people to invade our Country. When somebody comes in, we must immediately, with no Judges or Court Cases, bring them…